The good this week revolves around money (MONEY MONEY MONEY MONEY) or rather, the ways we part it with
Paying with a credit card is not a great user experience Bring out the wallet Find card Give it away Swipe
Enter the amount on the processor Confirm Print receipt Sign Now you have this paper invoice you have to get rid of
Cards get lost, stolen, they break, their magnetic bands fail, and they look like shit after ten swipes Don't get me started on how cash is even worse We take visa It turns out, there's a better way, and there has been for a while, only it's taking longer than expected to pick up The concept of using your phone to pay is almost too obvious in today's world
It's contactless, password, fingerprint or face-protected and extra secure While Google Wallet was honestly the first widely implemented payment method, Apple Pay has been spending A LOT of money to integrate NFC payments to their phones and to retails stores, but more importantly, to get people to use it! These things are going away Soon Good riddance One player that hasn't succeeded here is Bitcoin
Bitcoin could very well be the future of currency, but they haven't solved the simplest thing: making payments Sending Bitcoins is as simple as sending an email (NOT) And you can purchase anything with Bitcoin (NOT) The whole concept of having a 'wallet,' the fact that you can 'lose' all your money if the hard drive where your wallet is, fails; this is not a simple UX, and they are still miles away from mass adoption I own some Bitcoin, and I've made and lost some money with the extreme surges we've seen in the past couple years but I don't see why I would use it to pay for anything when even a credit card is a simpler experience Now for the tip; when you are looking at conversion rates on websites, you want to reduce friction to the absolute bare minimum Ever been on a checkout page and realize they don't take your American Express? OLD LADY: But my very best friend is this little gem: the American Express card OLD LADY: Don't leave home without it
Or they only take PayPal, and you don't have an account? (Obviously because it sucks) The struggle is real for your users and the fewer barriers you have, the better Companies like Stripe and Square are doing marvels around this Stripe, for example, lets you add Apple Pay to your checkout page with a few lines of code And Square's minimalistic
square lets anyone collect payments without going through the trouble of getting a payment processor By the way, neither of those work in my home country of Costa Rica Stores have to go to a bank and pay thousands of dollars to get their credit card stations and deal with their ridiculous 7% or 10% processing fees
A year salary, right here You know what I call them? Fun coupons! Stripe, Square will you please come over? We'll have piña coladas and get caught in the rain
Hey hey hey. It’s Ville and welcome to my blog. I am a tech enthusiast and always looking for ways to generate new income streams. At the moment Bitcoin cloud mining is one of the most promising ones and that’s why I created this website. Hope you like your stay. If you want a quick start guide about making passive income with cloud mining check out this guide.
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